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U.S. ZIP Codes Database 2026

Search by ZIP code, city, county, or state and find clear postal details with maps, time zones, and area code data.

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ZIP Code Details for Panama City Beach

Detailed geographic and postal record lookup for the city of Panama City Beach.

Postal Information

ZIP Code 32407
Type Standard
Primary City Panama City Beach
State FL
County Bay County
Acceptable Cities P C Beach, Panama City
Unacceptable -
Time Zone America/Chicago
Area Codes 448, 850
Latitude 30,2° N
Longitude -85,79° W

About U.S. ZIP Codes

U.S. ZIP Codes are 5-digit postal codes introduced in 1963 by the USPS to improve mail sorting efficiency. The first digit represents a broad region, the next two identify a sectional center facility, and the final two help pinpoint a local post office or delivery area.

Geographic Breakdown:

  • 1st Digit: Represents a group of states or a broad national region.
  • 2nd/3rd Digits: Represent a regional area or large city.
  • 4th/5th Digits: Identify specific post offices or delivery zones.

ZIP Codes support physical delivery, routing analytics, geocoding, tax calculations, and location-based research.

Geographic Map of Panama City Beach, FL

Postal Information

ZIP Code 32413
Type Standard
Primary City Panama City Beach
State FL
County Bay County
Acceptable Cities Alys Beach, Grande Pointe, Inlet Beach, P C Beach, Panama City, Rosemary Bch, Seacrest, Watersound
Unacceptable W Panama City Beach, West Panama City Beach
Time Zone America/Chicago
Area Codes 448, 850
Latitude 30,31° N
Longitude -85,91° W

About U.S. ZIP Codes

U.S. ZIP Codes are 5-digit postal codes introduced in 1963 by the USPS to improve mail sorting efficiency. The first digit represents a broad region, the next two identify a sectional center facility, and the final two help pinpoint a local post office or delivery area.

Geographic Breakdown:

  • 1st Digit: Represents a group of states or a broad national region.
  • 2nd/3rd Digits: Represent a regional area or large city.
  • 4th/5th Digits: Identify specific post offices or delivery zones.

ZIP Codes support physical delivery, routing analytics, geocoding, tax calculations, and location-based research.

Geographic Map of Panama City Beach, FL

Postal context

About U.S. ZIP Codes

ZIP codes are a United States Postal Service system introduced in 1963 to make mail routing more accurate and efficient. The standard format uses five digits, while ZIP+4 adds four more digits for a more precise delivery segment.

ZIP codes cover the United States, its territories, military mail routes, and other USPS delivery points. This directory organizes that data for practical lookup by ZIP code, city, county, and state.